"First they ignore you. Then they laugh at you. Then they fight you. Then you win." ~Mahatma Gandhi
Here's what Providence's plan looks like if you buy it as an individual:(assuming in-network providers)- $1,000 deductible ($3,000 family)- full coverage for basic preventative medicine (ex: immunizations, physical, mammogram, etc)- $20 copay for other office visits, including specialists- 80% coverage for most everything else (hospital, surgery, x-rays, emergency transport)- Generic drugs $10. Brand-name drugs 50% coverage.- $30 copay for routine vision (basic lenses)- NO DENTALIndividual only (by age):50-54: $45955-59: $55260-64: $633Individual + Spouse (oldest age):50-54: $91755-59: $1,10460-64: $1,266Family (oldest age):50-54: $1,05555-59: $1,26960-64: $1,392Dental from ODS costs ~$50 per person. ODS has medical insurance as well, but it costs even more than Providence.Still think you can get You + Spouse coverage like you have now, for $1,000/mo?
The point I'm trying to make is that health insurance *is* extremely expensive. $2,000 isn't out of the ordinary when you consider the plan that you guys have.... and yes, I agree with you that these prices are TOTALLY RIDICULOUS -- but that's not TriMet's fault.
BTW: For comparison, here's what my high tech employer's plan looks like (PPO):Emp: $100/moEmp + Spouse: $250/moEmp + Family: $410/mo$25 office visits.80% coverage for other stuff after$300 deductible / $900 family100% coverage for x-rays / lab servicesRx: $10 generics, $30 preferred brands, $70 non-preferred brands
OK SMARTY PANTS, you made your point.Fuck the health insurance give me the $1,000 and I'll live it up till I get sick and die!
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