Trimess

Friday, September 16, 2011

VIDEO LOG-September 15/part 1



3 comments:

Max said...

Here's what Providence's plan looks like if you buy it as an individual:

(assuming in-network providers)
- $1,000 deductible ($3,000 family)
- full coverage for basic preventative medicine (ex: immunizations, physical, mammogram, etc)
- $20 copay for other office visits, including specialists
- 80% coverage for most everything else (hospital, surgery, x-rays, emergency transport)
- Generic drugs $10. Brand-name drugs 50% coverage.
- $30 copay for routine vision (basic lenses)
- NO DENTAL

Individual only (by age):
50-54: $459
55-59: $552
60-64: $633

Individual + Spouse (oldest age):
50-54: $917
55-59: $1,104
60-64: $1,266

Family (oldest age):
50-54: $1,055
55-59: $1,269
60-64: $1,392

Dental from ODS costs ~$50 per person. ODS has medical insurance as well, but it costs even more than Providence.

Still think you can get You + Spouse coverage like you have now, for $1,000/mo?

Max said...

The point I'm trying to make is that health insurance *is* extremely expensive. $2,000 isn't out of the ordinary when you consider the plan that you guys have.

... and yes, I agree with you that these prices are TOTALLY RIDICULOUS -- but that's not TriMet's fault.

Max said...

BTW: For comparison, here's what my high tech employer's plan looks like (PPO):

Emp: $100/mo
Emp + Spouse: $250/mo
Emp + Family: $410/mo

$25 office visits.
80% coverage for other stuff after
$300 deductible / $900 family
100% coverage for x-rays / lab services

Rx: $10 generics, $30 preferred brands, $70 non-preferred brands